I once read that rich people buy Starbucks every day. It's not because they can afford Starbucks, it's because they choose to afford Starbucks, because that's what they want. Then they have to figure out how to afford Starbucks, so they go out and earn more money. That's a "rich" mindset. Saying "I can't afford this" or "I don't want to afford this" is a "poor" mindset.